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Auto Loans
GAP Advantage lasts for the life of the loan or lease agreement on your vehicle. Once you have paid off your loan or lease agreement or you have sold the vehicle, the GAP insurance coverage is no longer necessary or applicable. Therefore, the length of time that GAP insurance lasts depends on the length of your loan or lease agreement. For example, if you choose to finance your vehicle over a longer period of time, such as 72 months, your GAP insurance coverage will last for the duration of the loan term.
Solarity is here to help our members! We know unique and trying circumstances can greatly impact your budget. Sometimes you might have trouble making a loan payment.
We have an entire team dedicated to keeping our members on track with their loans. If you are having trouble making your loan payments, get in touch with us.
You can fill out a loan payment assistance request, and a member of our team will contact you as soon as possible. View the form in English, o ver el formulario en Español.
Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.
A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here.
We do offer vehicle loans and you can learn more here.
After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.
If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.
We provide a 15-day grace period on auto loans before a late fee is charged to your loan. If you are having trouble making your loan payments, please reach out to us at 800.347.9222 and ask to talk with our Debt Solutions department who is happy to discuss your options.
You can make your payment online at any time.
Make A Payment
To better serve the needs of our members, we offer multiple ways to make a loan payment.
You can transfer funds from your Solarity account to your Solarity loan through online banking or our mobile app.
Automatic payments are a quick and effortless way to guarantee your payments are always made on time without hassle. You can enroll in automatic payments online and choose to either pay with a card or have the funds come directly from your financial institution.
If you would prefer not to enroll online, but would still like the convenience of automatic payments, fill out a Pre-Authorized Transfer form with your account information. If you need help, reach out to us via live chat, or give us a call at 800.347.9222, and we would be happy to assist.
Checking the status of your loan or new account application is easy, simply fill out the status form and provide us with your last name, email address, and social security number so we can locate your application.
If you have any questions, please reach out to us via chat, or give us a call at 800.347.9222.
If you’d like to apply for a vehicle loan or credit card visit the corresponding link.
These will take you to the correct application and give you instructions on what you need to complete the application process.
If you need any assistance along the way, give us a call at 800.347.9222, or chat with us online.
Still have questions?
If you aren't able to find the answers you need, reach out to us. We are happy to help!