Adventure is calling
Nothing beats the convenience and comfort of an RV when it comes to exploring the beautiful Pacific Northwest. Whether you’re looking at a new or used RV, Solarity's loan options are as flexible as your recreational needs. We make it easy to finance that motorhome, fifth wheel, toy hauler, camper or travel trailer you've had your eye on. We also offer RV loan refinancing options to help lower your interest rate or monthly payment.
Need a larger vehicle to tow your new RV? We've got you covered with Solarity CU auto loans, too.
Featured RV loan rate
New and used RVs, 2015 or newer, under 100,000 miles
Get a great deal on your RV loan
Purchase or refinance
Purchase through a dealer or let us help refinance your current loan, including cash-out options.
New or used
Whether it's new or "new to you," we have the loan options you need to get you camping faster.
Easy on the wallet
Competitive rates, generous terms and no loan setup or early pay-off fees
All types of RVs
We finance motor homes, campers, travel trailers, fifth wheels, toy haulers and more.
Light on paperwork. Big on service.
Buying an RV should be as easier than getting it backed into a campsite. That’s why we process your loan with as little paperwork as possible. Here are a few easy steps that will get you into your new (or new-to-you) RV.
- Step 1: Apply. Complete a loan application online, by phone, or at your favorite location. You can also apply for preapproval for an RV loan before you shop.
- Step 2: Value. For new RVs, we use up to 100% of dealer MSRP as its value. For used RVs, we’ll complete the value using the NADA (National Automobile Dealers Association).
- Step 3: Sign and drive. After you've been approved and found the perfect RV, sign on the dotted line at the dealership and hit the road.
Shop with confidence
Get preapproved for an RV loan before you shop for your new camper, motor home, fifth wheel, travel trailer or toy hauler. This can give you leverage when you are negotiating at the dealership. Plus, it can help you avoid snap financing decisions or feeling pressured to buy "add-ons." Getting preapproved lets you know how much you can afford and anticipate what your monthly payment will be.
You can get preapproved in advance of shopping or you can get preapproved onsite with one of our partner dealerships. Solarity works with auto dealerships in Washington through our Dealership Partner Program. Visit a participating dealership and ask for financing through Solarity Credit Union. With the same great rates and terms, it's easy to get financed and drive away—all in a single visit to the dealer. If you’ve been preapproved with Solarity, simply let the dealer know and you'll be good to go.
Advantages of getting preapproved
- Know your price range in advance to avoid overspending
- Understand your loan options--such as rate, term and payment--ahead of time
- Leverage your preapproval to negotiate as a "cash" buyer
- Side-step financing games, tactics and last-minute "add-ons"
Our members say it best:
Hit the road with an RV loan from Solarity
You have options when it comes to financing your new RV. Work directly with the dealer or get preapproved in advance. Either way, it's as easy as apply, sign and go!
Online
Applying online is simple and our experts are standing by if you have any questions.
Get preapproved
Call
Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.
Make the call
Chat
Feeling chatty? Click the blue "Chat" button in the lower right corner to get the conversation started.
Common questions about consumer loans
- Fixed Interest Rates: RV loans typically have fixed interest rates, meaning your payments remain the same throughout the loan term, regardless of whether it spans a few years or a couple of decades.
- Down Payment: RV loans require a down payment, typically ranging from 10% to 20% of the total loan amount. This upfront payment reduces the loan principal.
- RV Inspections: Certain lenders may require RV inspections, which can cost between $200 and $1,200. These inspections assess the condition and value of the RV.
Yes! Solarity offers Skip-a-Pay for various types of loans, including cars, trucks, boats and more. Skip-a-Pay allows members to defer making their loan payments for a specific period, providing them with some financial flexibility when needed. Click here to learn more about how this service works, or give us a call at 800.347.9222 to get started!
Loans to help you live life to the fullest
Auto Loans
From cars and trucks to SUVs and classic cars, we have loans for whatever drives you.
Explore auto loans
Boats and Motor Sports
Loans for just about anything that moves: trailers, snowmobiles, boats, ATVs and more
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Home Equity
Tap into the buying power of your home to pay for large expenses or consolidate debt.
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Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.